Short answer: You should feel free to use the 5th.
Theoretically you can even fry an SB-800 even with four batteries if you can fire off THAT rapidly. But the chances are very low because the batteries must be very strong to hold their voltage in this high drain situation. (I doubt if such batteries exist yet.) The fifth allows you to do so more effectively although it's still hard. The worst thing I've done was to melt the gel.
But with an SD-8A or a quantum pack, it becomes quite doable.

So as long as you are not using a battery pack like the SD-8A, I won't worry about it. You can refer to page 51 of your SB-800 manual for the actual numbers. For example, Nikon does not recommend shooting over 15 half-power in 2.5 seconds (6 frame/sec).
The most recent frying incident I saw was when two photogs have matching PW in an event and they unknowingly fire each other's remotes. A quick search on flickr comes up with a photo of what can happen. But they all share one common theme: a battery pack.
http://www.flickr.com/photos/sportpictures/2130984215/